INDIVIDUAL SERVICES

Our primary goal as a trusted advisor is to be available and to provide insightful advice to enable our clients to make informed financial decisions.  We continue to guide individuals to better understand and control their financial standing and plan for their financial future.

Personal Financial Planning
Elder Financial Care

Building and preserving your personal wealth requires specialized attention. You get one-on-one guidance and a comprehensive financial plan that helps manage risk, improve performance, and ensure the growth and longevity of your wealth. We help you...

  • Identify your retirement needs, analyzing your assets and sources of retirement income, reviewing estimated shortfalls, and identifying the best ways to save for retirement given your financial situation and risk tolerance.

  • Estimate the amount of money you'll need for college expenses for your dependents, analyzing your assets, reviewing estimated shortfalls and considering general alternatives and strategies to help address these potential shortfalls, and developing an optimal savings plan given your financial situation and risk tolerance.

  • Protect your family in case you become disabled by ensuring you have enough money in your emergency fund and analyzing your life, disability, health, home, and auto insurance coverage.

  • Review your will and various powers of attorney designed to take care of your affairs in the event you are incapacitated and can't manage them yourself.

  • Achieve your investment goals by identifying the steps needed to maximize your investment returns.

  • Leave a legacy for your heirs by maximizing the value of your estate by saving tax dollars, professional fees, and court costs. 

 

Ordinarily simple tasks such as balancing a checkbook and paying household bills become increasingly difficult for the elderly. With our elder care services, your loved ones get assistance with their daily finances and business duties and you are kept informed of every step we make you get help in any of the following areas...

  • Review and paying household bills, budgeting, and record keeping.

  • Assistance with check writing and checkbook balancing. Making sure money is received, receipted, and deposited.

  • Handle day-to-day financial transactions such as home repairs, routine maintenance, and emergency medical expenses.

  • Plan retirement account distributions and safeguard against improper disbursements.

  • Organize and reviewing personal, financial, and legal documents to determine what needs to be addressed.

  • Determine current and long-term cash flow needs by analyzing income and expenses.

  • Address questions about lifestyle, Social Security, pensions, Medicare, and long-term insurance. Monitoring investment portfolio and other assets in conjunction with their investment advisor.

  • Prepare, plan and file income, trust, gift and estate tax.